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buying a home in Scottsdale.

BUYING A HOME IN ARIZONA

HOME BUYERS GUIDE

"Buying a home isn't just a transaction. It's a financial decision that deserves real expertise"

WHY IT MATTERS WHO YOU HIRE

Most agents hand you a key and call it a day. We take a different approach - data-driven, client-first, and built around your specific goals.

You get more than an agent. You get a full team: a dedicated point of contact, a transaction manager handling every detail behind the scenes, and years of negotiation experience in your corner 

We will tell you what you need to hear - not what sounds good. That's how we earn your trust and your lifelong business, and you know that we always have your best interest at heart.

HOW IT WORKS

THE FOUR PHASES OF BUYING A HOME

01
GET READY
-Understand what you can realistically afford
- Get pre-approved, not just pre-qualified
- Define your must-haves and deal breakers
- Meet with us to align on strategy

02
FIND THE RIGHT HOME
- We set up a live, real-time home search 
- Tour properties together 
- We track market trends so you're never guessing 
- Your feedback shapes the search as we go

03
MAKE AN OFFER
- We pull comps and current market data
- We build an offer that gets the seller's attention
- We negotiate on price and terms 
- We protect your best interests every step of the way

04
CLOSE THE DEAL
- Inspections, appraisals, and title work coordinated
- We review every document before you sign 
- Final walkthrough before closing day 
- Keys in hand - we're there until you're home 

AFTER YOUR OFFER IS ACCEPTED

DUE DILLIGENCE

Once the seller says yes, the work isn't over; it's just the beginning. These are the critical steps that protect you before you close escrow.

HOME INSPECTION
A licensed inspector examines the property top to bottom. You'll know exactly what you're buying, and we will discuss and decide on the right positioning to address concerns

APPRAISAL
Your lender orders this to confirm the home's value. It also protects you from overpaying on a property that doesn't appraise

REPAIR REQUESTS (BINSR)
This form lets you formally request that that seller fix defects or safety issues identified in the inspection before your close escrow

TITLE SEARCH
A title company confirm the seller has the legal right to sell and that there are no claims, liens, or disputed attached to the property

HOME WARRANTY
Gives peace of mind, optional covers major systems, HVAC, plumbing, and electrical, for the first year

FINAL LOAN COMMITMENT 
Your lender issues a formal commitment letter outlining your exact loan terms, rate, and monthly payment.

THE FINISH LINE

CLOSING DAY - WHAT TO KNOW

Closing is when the asset officially becomes yours.

WHAT TO BRING
- Government-issued photo ID
- Cashiers check for the total amount due 
- Any outstanding documents required by title or lender 

COMMON CLOSING COSTS 
-  Escrow and title fees
- Appraisal and lender fees
- Recording and notary fees
- Transfer taxes 
- Home insurance (first year)
- HOA fees if applicable 

WHAT TO EXPECT 
- The escrow officer reviews and processes all documents
- All fees and commissions are settled 
- Title is recorded in your name 
- You sign. Country records. Done 
- You are allowed to close remotley in the State Of Arizona

YOUR COMPLETE HOME BUYING TIMELINE

FROM THE FIRST CONVERSATION TO KEYS IN HAND...EVERY STEP, IN ORDER.

01 Tell us what you want and where you want to live.

03 Review disclosures and sign agency agreements

05 Choose the right property

07 Submit your offer

09 Deposit earnest money with title company

11 Schedule and complete all inspections

13 Submit repair requests if needed (BINSR)

15 Order home warranty

17 Sign closing documents with title company

19 Close of escrow

02 Get pre-approved & confirm your buying power

04 Tour homes and narrow down your top picks

06 Confirm proof of funds or pre-qualification letter

08 Negotiate until accepted

10 Open escrow with title and lender

12 Review seller disclosures (SPDS & CLUE reports)

14 Appraisal completed by lender

16 Transfer utilities into your name

18 Final walkthrough of the property

20 Pick up your keys. You're a homeowner.

AVOID THESE LAST-MINUTE FINANCING MISTAKES

YOUR MORTGAGE APPROVAL CAN STILL CHANGE BEFORE CLOSING, SO AVOIDING THESE COMMON FINANCIAL MISTAKES IS CRITICAL TO KEEPING YOUR HOME PURCHASE ON TRACK.

Loan Approval

Your approval can be pulled at any point before closing. These five mistakes have derailed deals — don't let them derail yours.

No Big Purchases

A new car, furniture, or appliances can change your debt-to-income ratio and put your approval at risk. Wait until after closing.

No New Credit

Opening a new credit card or taking on any loan — even a small one — can drop your score and raise flags with your lender.

No Missed Payments

Pay everything on time. A single late payment in this window can hurt your score enough to change your rate or kill the deal.

No Large Cash Moves

Transferring large sums between accounts or making untracked deposits sends red flags. Document everything and call us first.

Don't Change Jobs

Lenders verify employment right before closing. Switching jobs — even for more money — can pause or void your approval.

When in Doubt, Call Us

If you're unsure whether something could affect your financing, reach out before you act. We would rather answer one extra question than lose your closing.

BUYING NEW NEW CONSTRUCTION? READ THIS FIRST...

BUILDER AGENTS WORK FOR THE BUILDER. WE WORK FOR YOU. THERE IS ONE RULE THAT PROTECTS YOUR RIGHT TO REPRESENTATION: BRING US ON YOUR FIRST VISIT — NO EXCEPTIONS.

If you walk into a model home without your agent, the builder's agent registers you and we lose the ability to represent you. One visit is all it takes.

We decode the builder's contract — they're long, complicated, and written to favor the builder. We help you negotiate incentives, financing terms, and upgrade pricing. We advise on which upgrades add value and which ones don't. We accompany you on your final walkthrough and punch-list review. We push for an independent inspection whenever the contract allows. 

Stay Informed

What Protects You as a Buyer

These aren't formalities. They are the tools that ensure you know exactly what you're purchasing and that your investment is secure.

 

Seller Disclosure (SPDS)

The seller must put in writing what they know about the property — defects, history, and everything in between. Read it carefully.

Professional Inspections

Structural, roof, termite, and general inspections uncover what you can't see. Never skip this step regardless of how perfect the home looks.

 

Title Insurance

Confirms your legal ownership of the property and protects you against any prior claims, disputes, or liens that surface after closing.

 

Final Walkthrough

Your last look before closing. We confirm all agreed repairs are done and the property is in the condition you're paying for.

 

Home Warranty

Covers major systems and appliances for a year. A small cost upfront that eliminates big surprises in your first months of ownership.

 

Buyer's Advisory

A location-specific report with federal, state, and local disclosures — plus utility contacts, neighborhood data, and vendor resources.

HOW WE WORK TOGETHER

OUR COMMITMENT TO YOU - WE WORK FOR YOU AND ONLY YOU.

As your buyer's agent, we are legally and ethically bound to put your interests first. That means confidentiality, honest advice, skilled advocacy, and full accountability from first showing to closing.

 

Arizona recognizes two types of agency. In a single agency, we represent you exclusively. In a limited dual agency, we represent both buyer and seller — but your fiduciary protections remain in place either way. We will always explain which situation applies before you proceed.

What We Ask in Return
 

  • Tell open house agents you're working with us, so no commission confusion arises

  • Contact us directly when you want information on any listing — not the number on the sign

  • Bring us to every new construction site, from the very first visit

  • Let us know about any property you want to see before you go

  • Run all offers through us — that's where we earn our value

FEATURED COMMUNITIES

Danny specializes and services clients in the following cities and neighborhoods with a deep understanding of the real estate market in these communities.

real estate buying agent in North Scottsdale.

CLIENT SUCCESS STORIES

"I've worked with a few realtors in my lifetime, and Danny is the absolute best. The whole process of buying a house can be very stressful, but working with Danny was a breeze. He is incredibly knowledgeable about today's market and was able to meet our needs at every turn. I can't recommend Danny highly enough!"

KERRY M.

CONTACT US

WE'RE JUST A CLICK OR CALL AWAY

13951 N. Scottsdale Road, #132
Scottsdale, Arizona 85254

Let's connect. Have a question? Ready to buy or sell? Want a free market report or a complimentary home equity review? We'd love to hear from you. Reach out, and we'll be in touch quickly.

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The information provided on this website is for general informational purposes only and is not intended to be used as legal advice. While we strive to keep the information up to date and accurate, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information contained on this website.  All should be independently verified, and E & G Real Estate Services and Danny Kahn Realty expressly disclaim any liability in connection therewith. No financial or legal advice was provided. Equal Housing Opportunity. Please disregard this offer if your property is currently listed with another Real Estate Broker. We intend not to solicit properties already represented by other brokers and are committed to cooperating fully. By viewing this website, you acknowledge that you have read, understood, and agreed to this disclaimer. Our corporate office is at 1949 E Broadway Rd, Tempe, Arizona 85282, by appointment only. 

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